What is a virtual card, how do you use them and what types are there? You may have many questions, all of which we will answer.
We explain what it is, how they work and why others love to use it. With virtual cards you can manage and spend your money safely without worrying about security.
Virtual cards are a digital Mastercard Cards that you apply for online. Virtual cards are suitable for paying more securely, because your personal payment details remain protected. Checkouts work just like with your regular plastic (credit) card. You use the Mastercard card number, the expiry date and the 3-digit CVV (which is normally on the back).
This means that you can use a virtual card at any merchant that will accept Mastercard. This concerns webshops where you want to shop online and, for example, providers where you take out a subscription.
A virtual card can be used wherever you can purchase with a regular Mastercard. These are the purchases and payments that people often use the cards for:
Shop online at stores such as Amazon, AliExpress and eBay. You spend securely and discretely online, so your data is 100% safe.
Buy an app or other software, for example the Google Play Store and the Apple App Store.
Subscribe to your favorite services like Amazon Prime, Netflix, Disney+, Apple Music and Spotify and pay for your monthly subscriptions.
Use the card to spend on the gaming networks – PlayStation Plus, Steam, Xbox Live and eSports such as FIFA, League of Legends and Fortnite.
Support projects on GoFundMe or contribute to crowdfunding campaigns at Kickstarter and Indigogo.
Access blogs, posts, tracks and videos on YouTube, MYM Fans, Roblux, Discord, Patreon, OnlyFans and TikTok with your virtual card.
There are different types of virtual cards. We list the three variants for consumers for you:
In addition, there is also the virtual gift card. This is an anonymous gift card that you do not link to a bank account. Most providers for consumers have stopped doing this due to new regulations. The card is still readily available for business. The Corporate Virtual Gift Card has different conditions, allows worldwide users to register and a limit up to € 1000.
The Virtual Credit Card is a digital credit card that most closely resembles the regular credit card that you know. The card is linked to your income, and based on a credit check.
The Virtual Debit Card is linked to your bank account, so a credit check also applies. In some cases you can order one-time debit cards, which expire after one use.
The Virtual Prepaid Debit Card is not linked to your bank account, so no credit check applies. In addition, it allows you to purchase securely and more anonymously:
Virtual Green Card
We donate 0.2% of your spending to CO2 reduction projects.
Virtual Black Card
These cards are simple and safe because they are not linked to your normal bank account. This ensures that payments to sellers, shops and online providers are more anonymous.
Virtual debit cards have become the safe and protected form of paying online. Thanks to Google Pay and Apple Pay, for example, you can now also pay offline with your digital payment card. You can add the card to the digital wallet on your mobile phone, so that you can pay secure and more anonymous at any store.
Yes, paying with a virtual card is 100% secure. Thanks to tokenzation (Apple Pay and Google Pay), payments with our virtual cards are extra protected against payment fraud and data leaks on the internet. The card number is converted into a Token ID, and contains enough information to process a payment. Online purchases with tokens cannot be traced back to the original card details in the unlikely event that they fall into the wrong hands.
In addition, transactions with our cards are protected. Where in the past you had to verify a transaction with your PIN code, this is different with our digital cards. Payments are authorized via Mastercard 3D secure, biometric verification (Face-ID/Touch-ID) or the code of your mobile device or laptop.
For full details on how to register an account and create and activate your card, read our guide on “how a virtual card works“.
You can easily order a virtual card online. We will automatically send you the card, so you will instantly receive an e-mail from us with all the details. That means you can use it right away.
Make your choice and order the virtual card that suits you best easily online. Excited, but still have questions regarding our service? Find your answer right away in the frequently asked questions. Or contact our support. We would love to hear from you