What is a virtual card?
Virtual cards are a digital Mastercard Cards that you apply for online. Virtual cards are suitable for paying more securely, because your personal payment details remain protected. Checkouts work just like with your regular plastic (credit) card. You use the Mastercard card number, the expiry date and the 3-digit CVV (which is normally on the back).
This means that you can use a virtual card at any merchant that will accept Mastercard. This concerns webshops where you want to shop online and, for example, providers where you take out a subscription.

What do you use a virtual card for?
A virtual card can be used wherever you can purchase with a regular Mastercard. These are the purchases and payments that people often use the cards for:
Online shopping at your favorite merchant
Shop online at stores such as Amazon, AliExpress and eBay. You spend securely and discretely online, so your data is 100% safe.
Buy apps and software in the app stores
Buy an app or other software, for example the Google Play Store and the Apple App Store.
Subscriptions with the popular providers
Subscribe to your favorite services like Amazon Prime, Netflix, Disney+, Apple Music and Spotify and pay for your monthly subscriptions.
Online gaming on the well-known networks
Use the card to spend on the gaming networks – PlayStation Plus, Steam, Xbox Live and eSports such as FIFA, League of Legends and Fortnite.
Contribute to crowdfunding
Support projects on GoFundMe or contribute to crowdfunding campaigns at Kickstarter and Indigogo.
Access blogs, posts, and work from other creators
Access blogs, posts, tracks and videos on YouTube, MYM Fans, Roblux, Discord, Patreon, OnlyFans and TikTok with your virtual card.
Different types of virtual cards
There are different types of virtual cards. We list the three variants for consumers for you:
- Virtual credit card
- Virtual debit card
- Virtual prepaid debit card
In addition, there is also the virtual gift card. This is an anonymous gift card that you do not link to a bank account. Most providers for consumers have stopped doing this due to new regulations. The card is still readily available for business. The Corporate Virtual Gift Card has different conditions, allows worldwide users to register and a limit up to € 1000.

Virtual Credit Card
The Virtual Credit Card is a digital credit card that most closely resembles the regular credit card that you know. The card is linked to your income, and based on a credit check.
Virtual Debit Card
The Virtual Debit Card is linked to your bank account, so a credit check also applies. In some cases you can order one-time debit cards, which expire after one use.
Virtual Prepaid Debit Card
The Virtual Prepaid Debit Card is not linked to your bank account, so no credit check applies. In addition, it allows you to purchase securely and more anonymously: