A virtual card is a digital card you can use to spend online, in-store or use abroad.
Enjoy all of the benefits of a physical bank card, plus added convenience and enhanced security.
A virtual card works the same as a physical bank card, with one major difference: it exists digitally. Instead of being stored in a wallet or a purse, these cards are stored on your phone.
Each virtual card has a unique 16-digit card number, expiry date and 3-digit CVV number, and can be used online, in-store and at ATMs – as well as with Apple Pay and Google Pay.
Getsby virtual cards are digital Debit and Prepaid Mastercard cards, which means you can use the card at any merchant that will accept Mastercard.
Online shopping at your favorite merchant Shop online at stores such as Amazon, AliExpress and eBay. You spend securely and discretely online, so your data is 100% safe.
Subscriptions for streaming providers Subscribe to your favorite services like Amazon Prime, Netflix, Disney+, Apple Music and Spotify and pay for your monthly subscriptions.
Online gaming services Use the card to spend on the gaming networks - PlayStation Plus, Steam, Xbox Live and eSports such as FIFA, League of Legends and Fortnite.
Contribute to crowdfunding and start-ups Support projects on GoFundMe or contribute to crowdfunding campaigns at Kickstarter and Indigogo.
Buy apps and software in the app stores Buy an app or other software, for example the Google Play Store and the Apple App Store.
At Getsby we offer two kinds of virtual cards for personal use: our reloadable Virtual Green Card, and our disposable Virtual Black Card.
We donate 0.2% of your spending
to CO2 reduction projects.
No more plastic From now on, you can leave your wallet at home. Your virtual card allows you to pay conveniently and securely wherever you are.
A dedicated card for subscriptions Generate single-use virtual cards for trial memberships/one-time subscriptions or use a reloadable card for recurring plans.
Privacy protection Shield your real banking or credit card details from merchants and prevent charges showing on your monthly statement.
Spend control Freeze or unfreeze your virtual prepaid card from your account at any moment to stay in control of your spending.
Fast issuing No more waiting for a bank or credit card to arrive in the post. Use your online virtual card as soon as it’s been created.
Alternative to credit card Do you have a bad credit score or don’t want to put certain payments on your card? You can easily get a virtual Mastercard card without a credit check.
Yes, paying with a virtual card is 100% secure. Thanks to tokenization (Apple Pay and Google Pay), payments with our instant virtual prepaid cards are extra protected against payment fraud and data leaks on the internet. The card number is converted into a Token ID, and contains enough information to process a payment. Online purchases with tokens cannot be traced back to the original card details in the unlikely event that they fall into the wrong hands.
In addition, transactions with our cards are protected. Where in the past you had to verify a transaction with your PIN code, this is different with our digital cards. Payments are authorized via Mastercard 3D secure, biometric verification (Face-ID/Touch-ID) or the code of your mobile device or laptop.
Virtual debit cards have become the safe and protected form of paying online. Thanks to Google Pay and Apple Pay, for example, you can now also pay offline with your digital payment card. You can add the card to the digital wallet on your mobile phone, so that you can pay secure and more anonymous at any store.
There are different types of virtual cards. We list the three variants for consumers for you:
In addition, there is also the virtual gift card. This is an anonymous gift card that you do not link to a bank account. Most providers for consumers have stopped doing this due to new regulations. The card is still readily available for business. The Corporate Virtual Gift Card has different conditions, allows worldwide users to register and a limit up to € 1000.
The Virtual Credit Card is a digital credit card that most closely resembles the regular credit card that you know. The card is linked to your income, and based on a credit check.
The Virtual Debit Card is linked to your bank account, so a credit check also applies. In some cases you can order one-time debit cards, which expire after one use.
The Virtual Prepaid Debit Card is not linked to your bank account, so no credit check applies. In addition, it allows you to purchase securely and more anonymously.
If you’re looking for virtual cards that do not require verification, we have to disappoint you, this is simply not allowed due to AML regulations.
However, using instant cards does provide more online privacy. You no longer have to use your real banking details or credit card number at website you do not fully trust.
You can find an overview of out pricing and limits here
1 – Select your digital card
Select the Virtual Green Card or the Virtual Black Card in your account and receive the activation code within 2 minutes.
2 – Activate your Virtual Card
Activate the virtual card by going through the one-time verification process and get access to your account.
3 – Start paying securely
Use your 16-digit card number to start spending online. Add the card to your Apple Pay or Google Pay for in-store transactions.
For full details on how to register an account and create and activate your card, read our guide on “how a virtual card works“.
Make your choice and order a Getsby Card that suits you best easily online. Excited, but still have questions regarding our service? Find your answer right away in the frequently asked questions or contact our support. We would love to hear from you.
Apply for a digital prepaid or debit card online and receive the activation code via email within 2 minutes.
