Are you wondering which Patreon payment methods offer the most security? There are plenty of payment options, from traditional credit and debit cards to digital wallets and virtual cards—but which is the most secure option?
Find out here as we reveal popular Patreon payment methods so you can decide which is best for your needs. Let’s get straight to it.
What is Patreon?
Content creators provide information and entertainment to their audiences – so it’s only natural that you want to reward your favourite creators. Patreon is an innovative platform that lets creators monetise their content and generate a steady income.
Simply put, it’s a crowdfunding platform where individuals (patrons) contribute funds to support various projects or creators. While platforms like Ko-Fi are popular, Patreon’s strengths lie in its emphasis on continued support and funding instead of one-off donations.
A great example is James Hoffmann on YouTube. Through Patreon, he receives consistent support from his patrons through donations. Therefore, he’s able to test all types of coffee machines or coffee-related products and provide open-minded reviews based on his expertise.
Which payment methods does Patreon accept?
Patreon has a global community and provides various payment methods. Once you sign up for an account, you can link your chosen payment method by visiting the “Payment Methods” section in your account settings.
It’s important to mention that Patreon no longer accepts Sofort, so if you’re new to the platform, you’ll need to find an alternative.
While some payment methods depend on your location, the following are the most popular:
Credit and debit cards
Using your credit or debit card is probably the most convenient option, but factoring in the potential risks is important. When you enter your credit card information into a payment portal, there’s always a chance that hackers might steal your details during a breach.
Debit cards also have security risks and don’t have the same level of fraud protection as credit cards. While you can reduce the risks of breaches by following some best practices for online card use, many people prefer exploring other payment solutions.
PayPal
PayPal is an ultra-popular payment method. It offers more security than traditional cards and lets you connect your card to the account. Making transactions through PayPal provides an extra layer of protection, but that doesn’t mean the platform is 100% safe.
If someone managed to gain access to your PayPal account, they could use it to make payments and steal your personal information. Leveraging the platform’s security features – including 2FA – can protect your information, but it’s still essential to consider the risks.
Apple Pay – US Only
You can use Apple Pay to reward content creators if you’re based in the US. Unfortunately, this option isn’t currently available for EU customers. While Apple Pay is a highly secure digital wallet, it’s not without drawbacks.
For example, if you lose your phone or someone else has access to your digital wallet, they can use your payment information to make transactions. However, compared to a traditional credit or debit card, Apple Pay offers an extra layer of security.
Venmo – US Only
Venmo is popular as a peer-to-peer payment platform due to its convenience. Users can send money to their friends and family while also using the app to reward their favourite content creators.
However, due to some security concerns, many avoid Venmo as a Patreon payment method. It’s also only available for US customers.
Using a Virtual Card for Patreon transactions
With limited payment options for European users, using a card might seem like the only choice. However, if you’re wondering how to pay for Patreon without a credit card, there are other options available. Virtual cards offer high levels of security and protect your payment information.
While some virtual cards connect to your existing bank account, prepaid virtual cards offer maximum security as you preload them with funds. So, even if you lose the card or someone else gains access to it, you won’t need to worry about them stealing your personal information.
Please note that Mastercard and Visa Gift cards are also not accepted methods of payment.
Explore Getsby Virtual Cards for Patreon
There are two types of Getsby Virtual Cards, each offering unique features. These cards are available for anyone, as you won’t need to complete a credit check. Once you go through a quick identity verification process, you can activate and load your card.
Better still, you won’t have to wait around for the cards to arrive, as they exist in digital form only.
Virtual Black Card
Use the Virtual Black Card if you want to support your favorite creator.
These non-reloadable virtual cards allow you to spend up to € 500 at once.
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Virtual Green Card
Do you want to support creators more often? Then this card works for you!
The Virtual Green Card is a reloadable card which you can use to deposit up to € 9,000 per day.
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Learn moreHow to use your Getsby Virtual Card at Patreon:
- Activation: Once you choose your card and go through a quick identification process, add it to your Patreon account.
- Load Your Card: Once you order and activate your Getsby Virtual Card, preload it with funds. The Getsby Virtual Black Card lets you load between € 5 – € 500, while the Virtual Green Card has a € 9.000 load limit.
- Access Token: You’ll receive an access token for your disposable card by email within 2 minutes of receiving your payment. After activation, use your 16-digit Mastercard number to purchase discretely online, and be sure your privacy and real credit card number are secure.
- Reward Creators: After linking the card to your Patreon account and loading it with funds, you can use it to purchase subscriptions and unique content like images, videos and tips.
Using a virtual card means that merchants can’t overcharge you. However, to be safe, you can block your card at any moment, ensuring complete control if anything happens.
Purchase online outside the Eurozone with your Disposable Card
Calculate the correct value for your one-time use card based on the current Mastercard exchange rates for USD and GBP, including 2.00% FX costs.
Frequently asked questions
Which credit cards does Patreon accept?
Patreon accepts the following credit cards:
- Mastercard
- Visa
- JCB
- Diners Club
- Discover
How do I add a Patreon payment method?
To add a payment method on Patreon, follow these steps:
- Log into your account.
- Click the profile item to access the settings menu.
- Click on the “More” button and then “Payment Methods”.
- Click on “Add payment method”.
- Choose your payment method and enter your details.
- Complete the confirmation steps.
You can also switch your payment method from traditional to prepaid virtual cards.
Can I have multiple Getsby Virtual Cards?
Absolutely! Many of our customers have a reloadable card for everyday transactions and then use disposable virtual cards to send payments to their favourite content creators.